Card payments for restaurants & cafés

Reduce card fees and get paid faster

Reduce card processing costs, improve cashflow and take payments faster with modern card payment solutions designed for busy restaurants, cafés and hospitality venues.

Transparent pricing
Faster settlement options
UK-based support
Transparent pricing • Faster settlement options • UK-based support
Free comparison • No obligation • Built for UK businesses

Businesses we support

Built for businesses that rely on card payments

Builders merchants Restaurants & cafés Retail Trades & services Hospitality

Why restaurants switch

Restaurants need fast payments and predictable fees

Restaurants and cafés process hundreds of card payments every day. Slow settlement, high fees and unreliable terminals can quickly impact margins and cashflow.

Common pressure points

  • High daily transaction volume
  • Busy service periods require fast terminals
  • Card fees eating into margins
  • Cashflow pressure from settlement delays

A better way to take payments

For a restaurant taking £40,000 per month in card payments:

Upload your statement for a free comparison

Secure statement upload • Free comparison • No obligation

Sector example

What switching provider could mean for a restaurant

For a restaurant taking £40,000 per month in card payments:

Typical provider

  • 1.7% card fees
  • Around £680 per month
  • Settlement in 1–3 working days

Pulse Payments

  • Around 1.0% pricing
  • Around £400 per month
  • Faster settlement options available

Potential annual saving

£3,300+

Actual pricing depends on card mix, transaction profile and monthly volume.

How switching works

Switching your card provider is simpler than most businesses expect

We keep the process straightforward so you can compare costs, understand your options and move ahead with minimal disruption to day-to-day trading.

1

Upload your statement

Share your latest merchant statement so we can review your current effective rate, fees and settlement setup.

2

Review your comparison

We show you where costs may be adding up, what switching could save and which options may suit your business best.

3

Switch with minimal disruption

If it makes sense to move forward, setup is designed to be straightforward so you can get started quickly.

Upload your statement for a free comparison

Secure statement upload • Free comparison • No obligation

What we provide

Reduce card fees and get paid faster in hospitality

Card payment processing

Dependable card processing with transparent pricing so restaurants know exactly what they are paying in fees.

Terminals & hardware

Fast, reliable terminals built for busy service environments, including portable devices for table-side payments.

Business account & reporting

Track payments and settlements clearly with modern reporting tools designed for hospitality businesses.

Compare your fees

See what your business could save

Upload your latest merchant statement and we’ll show you your current effective rate, where fees may be adding up and what switching could save.

Upload your merchant statement
Free comparison • No obligation • UK-based support

Frequently asked questions

Common questions from restaurants and cafés

Can I take payments at the table?

Yes. Many modern card terminals support portable payments, allowing staff to take payments at the table quickly and securely.

Can card terminals integrate with EPOS systems?

Many modern card terminals can integrate with EPOS systems to streamline checkout, reduce manual input and improve reporting for restaurants and cafés.

How quickly can I switch provider?

Most restaurants and cafés can switch provider quickly with minimal disruption to day-to-day trading, depending on setup and hardware requirements.

Do faster settlement options help cashflow?

Yes. Faster access to card payment funds can help reduce pressure on supplier payments, working capital and day-to-day cashflow.

Can restaurants and cafés reduce card processing fees?

In many cases, yes. Reviewing your merchant statement can help identify your true effective card rate and where savings may be possible.