Card payments for retail businesses
Reduce card fees and get paid faster
Modern card payment solutions designed for retail businesses. Reduce card processing costs, improve cashflow and keep checkout lines moving with reliable payment technology.
Transparent pricing
Faster settlement options
UK-based support
Transparent pricing • Faster settlement options • UK-based support
Secure statement upload • Free comparison • No obligation
Why retail businesses switch
Retailers need fast checkouts and predictable card fees
Retail businesses process large volumes of card transactions every day. Slow terminals, rising card fees and delayed settlement can quickly impact margins and cashflow.
Common pressure points
- High card transaction volumess
- Busy checkout periodss
- Card fees cutting into margins
- Settlement delays affecting cashflow
A better way to take payments
Pulse Payments helps retail businesses reduce card fees, access funds faster and modernise their checkout systems with reliable terminals, transparent pricing and integration with many EPOS platforms.
Upload your merchant statementFree comparison • No obligation
Sector example
What switching provider could mean for a retail business
For a retailer processing £50,000 per month in card payments:
Typical provider
- 1.7% card fees
- Around £850 per month
- Settlement in 1–3 working days
Pulse Payments
- Around 1.0% pricing
- Around £500 per month
- Faster settlement options available
Potential annual saving
£4,200+
Actual savings depend on card mix, transaction profile and monthly processing volume.
How switching works
Switching your card provider is simpler than most businesses expect
We keep the process straightforward so you can compare costs, understand your options and move ahead with minimal disruption to day-to-day trading.
1
Upload your statement
Share your latest merchant statement so we can review your current effective rate, fees and settlement setup.
2
Review your comparison
We show you where costs may be adding up, what switching could save and which options may suit your business best.
3
Switch with minimal disruption
If it makes sense to move forward, setup is designed to be straightforward so you can get started quickly.
Upload your statement for a free comparison
Secure statement upload • Free comparison • No obligation
What we provide
Payment solutions designed for retail businesses
Card payment processing
Reliable card processing with transparent pricing so retailers understand their true card costs.
Terminals & hardware
Fast and dependable card terminals designed for busy retail checkouts and customer-facing environments.
Business account & reporting
Track card payments and settlements clearly with modern reporting tools built for retail businesses.
Compare your fees
See what your card payments are really costing
Upload your latest merchant statement and we’ll show you your current effective rate, where fees may be adding up and what switching could save.
Upload your merchant statement
Secure upload • Free comparison • No obligation
Frequently asked questions
Common questions about retail card payments
Can retail businesses reduce card processing fees?
In many cases, yes. Reviewing your merchant statement helps identify your true effective card rate and where savings may be possible.
Can card terminals integrate with retail EPOS systems?
Many modern card terminals can integrate with EPOS systems to streamline checkout processes, reduce manual input and improve reporting.
How quickly can a retail business switch payment providers?
Most retail businesses can switch providers within a few days depending on terminal setup and account configuration.
Do faster settlement options help retail cashflow?
Yes. Faster settlement allows retailers to access funds from card payments sooner, improving working capital and day-to-day cashflow.