Card payments for restaurants & cafés
Reduce card fees and get paid faster
Reduce card processing costs, improve cashflow and take payments faster with modern card payment solutions designed for busy restaurants, cafés and hospitality venues.
Businesses we support
Built for businesses that rely on card payments
Builders merchants Restaurants & cafés Retail Trades & services HospitalityWhy restaurants switch
Restaurants need fast payments and predictable fees
Restaurants and cafés process hundreds of card payments every day. Slow settlement, high fees and unreliable terminals can quickly impact margins and cashflow.
Common pressure points
- High daily transaction volume
- Busy service periods require fast terminals
- Card fees eating into margins
- Cashflow pressure from settlement delays
A better way to take payments
For a restaurant taking £40,000 per month in card payments:
Upload your statement for a free comparisonSecure statement upload • Free comparison • No obligation
Sector example
What switching provider could mean for a restaurant
For a restaurant taking £40,000 per month in card payments:
Typical provider
- 1.7% card fees
- Around £680 per month
- Settlement in 1–3 working days
Pulse Payments
- Around 1.0% pricing
- Around £400 per month
- Faster settlement options available
Potential annual saving
Actual pricing depends on card mix, transaction profile and monthly volume.
How switching works
Switching your card provider is simpler than most businesses expect
We keep the process straightforward so you can compare costs, understand your options and move ahead with minimal disruption to day-to-day trading.
Upload your statement
Share your latest merchant statement so we can review your current effective rate, fees and settlement setup.
Review your comparison
We show you where costs may be adding up, what switching could save and which options may suit your business best.
Switch with minimal disruption
If it makes sense to move forward, setup is designed to be straightforward so you can get started quickly.
Secure statement upload • Free comparison • No obligation
What we provide
Reduce card fees and get paid faster in hospitality
Card payment processing
Dependable card processing with transparent pricing so restaurants know exactly what they are paying in fees.
Terminals & hardware
Fast, reliable terminals built for busy service environments, including portable devices for table-side payments.
Business account & reporting
Track payments and settlements clearly with modern reporting tools designed for hospitality businesses.
Compare your fees
See what your business could save
Upload your latest merchant statement and we’ll show you your current effective rate, where fees may be adding up and what switching could save.
Upload your merchant statementFrequently asked questions
Common questions from restaurants and cafés
Can I take payments at the table?
Yes. Many modern card terminals support portable payments, allowing staff to take payments at the table quickly and securely.
Can card terminals integrate with EPOS systems?
Many modern card terminals can integrate with EPOS systems to streamline checkout, reduce manual input and improve reporting for restaurants and cafés.
How quickly can I switch provider?
Most restaurants and cafés can switch provider quickly with minimal disruption to day-to-day trading, depending on setup and hardware requirements.
Do faster settlement options help cashflow?
Yes. Faster access to card payment funds can help reduce pressure on supplier payments, working capital and day-to-day cashflow.
Can restaurants and cafés reduce card processing fees?
In many cases, yes. Reviewing your merchant statement can help identify your true effective card rate and where savings may be possible.
